Terms of Use

Important Information

Please read this important information before proceeding further. It contains legal and regulatory notices relevant to the information contained on this website.


By accessing this website (the "Allianz Website") and using its content, you acknowledge that you have read and understood the following terms of use and you agree to be bound by them.

Do not use the Allianz Website, if you do not agree with these terms of use.

As used below, the terms "we", "us" and "our" refer to Allianz SE and its subsidiaries ("Allianz Group” or “Allianz Group companies").´

Use of Content

The content is available for informational purposes only. The posting of content and access to the Allianz Website does not render, either explicitly or implicitly, any provision of services or products by us. Information concerning financial products or services (including insurance, asset management and banking) is only available through the respective Allianz Group companies.

No Offer

No information on the Allianz Website is or should be interpreted as an offer or a solicitation for an offer, or as investment, legal, tax or other advice. Where such is needed, a professional shall be consulted.

No Duty to Update

All content on the Allianz Website is published as of its date only. We assume no responsibility to update or amend.


All content of the Allianz Website is protected by copyright with all rights reserved. All rights in the pages, site content and arrangement are owned by Allianz SE and/or the respective Allianz Group companies. You are prohibited from copying, modifying, displaying, distributing, transmitting, redelivering through the use of "framing" technology, publishing, selling, licensing, creating derivative works or using any site content for any purpose without the prior written approval of Allianz SE and/or the respective Allianz Group companies.

Trademarks, Service Marks and Logos ("Marks")

The marks appearing on the Allianz Website and/or any other Allianz Group companies' respective websites are the property of Allianz SE and/or of those Allianz Group companies.

No Warranty

All content on the Allianz Website, including but not limited to graphics, text and hyperlinks or references to other sites, is provided "as is". Without warranty of any kind, express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement and freedom from computer viruses or other harmful components.

We do not warrant the adequacy, accuracy, reliability or completeness of any information on the Allianz Website and expressly disclaim any liability for errors or omissions therein. We do not warrant that the functions of the Allianz Website will be uninterrupted and/or error-free, that defects will be corrected or that the Allianz Website or the server that makes it available are free from computer viruses or other harmful components.

Limitation of Liability

We expressly disclaim any liability, whether in contract or tort, strict liability or otherwise, for any direct, indirect, incidental, consequential, punitive or special damages arising out of or in any way connected with your access or use or inability to access or use the Allianz Website or reliance on its content, or any failure of performance, interruption, defect, delay in transmission, computer viruses or other harmful components, or line or system failure associated with the Allianz Website, regardless of our knowledge thereof. The same is true for any content appearing on any of the Allianz Group companies' websites.

Hyperlinked and Referenced Websites

Certain hyperlinks or referenced websites on the Allianz Website may for your convenience forward you to third parties' websites, which generally are recognised by their top level domain name. Their content has not been investigated or analysed by us, and we do not warrant the adequacy, accuracy, reliability or completeness of any information on hyperlinked or referenced websites and expressly disclaim any liability for any and all of their content.

By accessing the Allianz Website, you also agree to abide by the proprietary guidelines set forth at any website accessed or hyperlinked to through the Allianz Website.

Local Legal Restrictions

The Allianz Website is not directed to any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of the Allianz Website is prohibited. Persons in respect of whom such prohibitions apply must not access the Allianz Website.

Reservation of Rights

We reserve the right to change, modify, add to, or remove portions of these terms of use at any time without notice.

Jurisdiction, Severability

Any action arising out of these terms or the Allianz Website shall be litigated in, and only in, courts located in the Republic of Indonesia, and you agree to submit to the exclusive jurisdiction of those courts and further agree that they are a convenient forum for you.

In the event that any provision of these terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes close to the intention underlying the unenforceable provision.

Allianz Global Investors

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